90.222 Renter’s
liability insurance.
(1) A landlord may require a tenant to obtain and maintain renter’s liability
insurance in a written rental agreement. The amount of coverage may not exceed $100,000
per occurrence or the customary amount required by landlords for similar
properties with similar rents in the same rental market, whichever is greater.
(2) Before
entering a new tenancy, a landlord:
(a) Shall advise
an applicant in writing of a requirement to obtain and maintain renter’s
liability insurance and the amount of insurance required and provide a
reasonable written summary of the exceptions to this requirement under
subsections (8) and (9) of this section.
(b) May require
an applicant to provide documentation of renter’s liability insurance coverage
before the tenancy begins.
(3) For an
existing month-to-month tenancy, the landlord may amend a written rental
agreement to require renter’s liability insurance after giving the tenant at
least 30 days’ written notice of the requirement and the written summary
described in subsection (2) of this section. If the tenant does not obtain
renter’s liability insurance within the 30-day period:
(a) The landlord
may terminate the tenancy pursuant to ORS 90.392; and
(b) The tenant
may cure the cause of the termination as provided by ORS 90.392 by obtaining
insurance.
(4) A landlord
may require that the tenant provide documentation:
(a) That the
tenant has named the landlord as an interested party on the tenant’s renter’s
liability insurance policy authorizing the insurer to notify the landlord of:
(A) Cancellation
or nonrenewal of the policy;
(B) Reduction of
policy coverage; or
(C) Removal of
the landlord as an interested party; or